Clear Personal Loan Offers
Calm Credit helps eligible users in Nigeria review loan amount, interest, fees, total repayment amount, and repayment date before applying.
About ARZIKI BRIDGE TECHNOLOGY LIMITED
ARZIKI BRIDGE TECHNOLOGY LIMITED is a fintech company dedicated to providing convenient, transparent, and reliable loan services for individuals. We believe everyone deserves clear access to financial services, regardless of their background.
Since our founding, we have focused on using advanced technology and innovative risk control models to deliver an clear loan review experience. Our mission is to make financial services more inclusive through technology and help more people achieve their goals and dreams.
We fully understand the importance of trust, so we always put user security and privacy first. We use bank-level security measures to protect user data and maintain full transparency, ensuring users clearly understand the fees and terms of every loan.
Our Mission
Use the power of technology to make financial services more inclusive and help more people realize their goals and dreams.
Security & Protection
Bank-level encryption and strict data protection to keep your information and privacy safe, so you can use our services with confidence.
Technical Innovation
Advanced technology and innovative risk-control models to provide users with a high-quality loan experience.
What Calm Credit Shows You
We show important loan information before you submit an application.
Loan Term
Review the loan amount, interest, platform fee, total repayment amount, and repayment date before applying.
Clear Costs
Interest and fees are displayed in the app before you submit an application.
Flexible Repayment
Your loan offer shows the repayment amount and due date before confirmation.
Data Protection
We use reasonable security measures to protect account and application information.
Loan Process
A clear application flow that helps you review terms before submitting your request.
Submit Application
Enter the required account and application information in the app.
- ✓ Fill in basic information
- ✓ Upload ID documents
- ✓ Review loan offer
Application Review
Your application is reviewed based on eligibility information and risk checks.
- ✓ Eligibility review
- ✓ Application checks
- ✓ Robust risk management
Receive Funds
If approved, the app shows the amount to be disbursed and the repayment details.
- ✓ Clear disbursement amount
- ✓ Repayment date shown
- ✓ Loan agreement available
FAQ
We've collected the most common questions from our users and provided clear answers for you.
Who can apply?
Any individual aged 18 or above with full civil capacity can apply. Applicants need to provide valid ID, have a stable source of income, and maintain a good credit record.
How much can I borrow?
Depending on your credit status and income level, you can may receive loan offers up to ₦150,000. The amount available to you depends on eligibility review and approval.
What are the interest rates and fees?
Interest and fees are shown before you apply. In the representative example, a ₦150,000 loan over 120 days has ₦9,000 interest, ₦0 platform fee, and a ₦159,000 total repayment amount.