Frequently Asked Questions

Any individual aged 18 or above with full civil capacity can apply. Applicants need to provide valid ID, have a stable source of income, and maintain a good credit record. Final approval is subject to eligibility review.

Based on your credit status, income level, and repayment ability, we provide flexible loan amounts:

• Representative amount: ₦150,000
• Interest: ₦9,000
• Total repayment: ₦159,000

The amount available to you depends on eligibility review and approval.

The representative loan term is:

• Representative term: 120 days
• Repayment date shown before application, suitable for medium-term capital needs
• No full repayment period shorter than 60 days, suitable for longer-term capital planning

Actual offers may vary based on eligibility review and approval.

Interest and fees are shown before you apply. In the representative example, a ₦150,000 loan over 120 days has ₦9,000 interest, ₦0 platform fee, and a ₦159,000 total repayment amount. The total cost is 6% over 120 days, with a simple annualised rate of approximately 18.25%.

For the representative example:

• Platform fee: ₦0
• Amount disbursed: ₦150,000
• Total repayment amount: ₦159,000
• All costs are shown before application submission

We provide multiple convenient repayment methods:

• Repayment details: Review your repayment amount and due date in the app
• Support: Contact customer support if you need help with repayment information
• Agreement: Review the loan agreement before submitting an application
• Records: Keep repayment records for your reference

The app shows the repayment date and total repayment amount before you apply.