Loan Products

💰 Representative Loan Example

Loan offers are subject to eligibility review and approval. The app shows the amount, interest, platform fee, total repayment amount, and repayment date before you apply.

• Loan amount: up to ₦150,000
• Interest: ₦9,000 for the representative example
• Platform fee: ₦0 for the representative example
• Total repayment amount: ₦159,000

⏱️ Loan Term and APR

The representative loan term is 120 days. The total cost in the example is 6% over 120 days, with a simple annualised rate of approximately 18.25%.

• Representative term: 120 days
• Example repayment date: 13 January 2027
• No full-repayment loan shorter than 60 days is presented

✨ Product Features

• Loan terms shown before application
• Interest, fees, and repayment date shown upfront
• Early repayment supported, no penalties
• Online application through the app
• Reasonable security measures for account information

📋 Application Requirements

• Aged 18 or above
• Stable source of income
• Valid ID provided
• Good credit record